[questions]

I live in australia and am 14 years old

I recently saw an advertisment (although i've heard of it before), of
VISA Debit. ANZ (Bank in Australia), released a card called the ANZ Everyday VISA Debit, now i have a debit card with CBA (another bank in Aus), and thats fine, it works fine etc.

But to sign up for an ANZ Everyday VISA Debit, I need to be over 18. Now if i am using my own money, debit not credit; why would I need to be over 18?

Thanks

Deon