Re: Do you have an overdraft
I have overdraft protection, as I would rather pay a small finance charge for an error than an NSF fee. I keep the overdraft paid off...if I do tap into it (thanks to my DH having a debit card ..grrr..) I know it same day- next at latest...because I check my account daily...and pay the overdraft back right away. (finance chare is usually zero or just a few pennies)...If I didn't have that protection, each boo-boo would be $25 (ouch)
Funny story...here recently my dog (Grace, whose blind and senile) sniffed out DHs brownies off the counter and ate them...I called DH and suggested he pick up a mix to make some more if he wanted some that night. So he did.. a fancy kind that he spent more than I ever would have...later that night I check the account and there is a $9 debit from the store....NINE DOLLARS FOR BROWNIES...so I went storming off upstairs and ranted about the brownies...come to find out he had snuck in an extra $5 cash back for himself...Boy was he shocked that he couldn't get away with it for even a few hours LOL...
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