[pinkeyy501]

My husband and I are in our early 30's, so we have a while for retirement. The mortgage is scary, but being in L.A., we are able to make more than most other areas where we could buy a house for much cheaper. We love where we live and we're willing to pay for it. The mortgage is less than 1/3 of our combined income and we have no other debts except for a student loan. I don't think we are stretching ourselves too thin right now...