I don't have children yet, so I'm certainly not one to contribute much advice. However, I did set up an account at
www.upromise.com to start saving money for the future. For those of you who are not familiar with it, you earn money for certain purchases, and it is put into an account for a child's education. Many stores offer 'rebates' for this program, and hundreds of grocery items pay back too. All you do is register your credit cards and grocery cards, and watch the pennies add up. The money is automatically credited to your account within weeks. Here are just a few of the brands and companies that offer percentages back ~ anywhere from 1%-6%: Tylenol, Coca-cola, Minute Maid, Enfamil, Tide, Bed Bath & Beyond, Exxon, Mobil, Barnes & Noble, Overstock.com, RedEnvelope.com, etc. Friends and families can help you save too! Check it out... Every bit will help.