I know the origional topic is long gone for Jeannie troubles, which I hope are getting better. And the advice here I think will help me too.
But I just wanted to throw my 2 cents in about why I over spend. Mostly because I don't want to admit to myself that it isn't there to be spent. It used to be there. And the rest is because I don't want to admit to my family that it isn't there. I want to be seen as the family that survives on one lousy income though a better income would be nice. Anyway all of my DH's friends ask how on earth he manages on just the one income and before my second kid we did, just barely. but there has been no raises and our family has grown, but I havn't been cutting expensis to make up for it. And frankly I thought I had cut it down to practically the minimum before. But I was wrong. I have found some new ways to cut things down and 'tighten the belt' most from this website
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