[ScottO]

Like I said, they already have financial assets. I'm trying to think of something they can spend their non-investment disposable income on that won't be a waste of money. For instance, when I was a kid, I could buy baseball cards. Back then they actually had value and went up in value. Now they are so over-produced they drop drastically in value. You can pick up complete sets of any year's baseball cards still in the shrink wrap from eBay for $5-$10 for the past 20 years.

Here's an example: A complete set of UD Baseball cards for the year 1990. The seller was only asking $4.99 for the complete set of 800 cards and no one even bidded.