The last time I looked at my credit report was about a month and a half ago when I went to go buy my car. The salesman was nice enough to take my credit report home. He also explained to me why I would have a probem buying a car w/ my credit the way it was. My new years resolution is to repair my credit and stay on top of any current bills I have. Please give me a quick suggestion on a way to start building my credit again.