Re: How can I quickly change my Credit from Terrible to decent???
So you do owe anything right now? If so, I would focus on getting that paid off.
Stay away from credit cards right now altogether. Focus on paying off what you currently owe. And use cash not a secured credit card either.
There is a lot of motivation here. Learn how to cut your cost. Feel free to put down your budget each month and we can give you suggestions on what you owe.
Coming here is the first step.
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