But perhaps if more people waited until they were a little more financially able to take on a house payment, we would not have the foreclosure rate we do now
Not to mention, that once you get well enough into the plan, you have no other debt (thanks to Step 2), so a fifteen year mortgage with no other debt should be a piece of cake. That is, if you live within your means and do not insist on a house that does not match your income.
Not to say that Dave's way is right or wrong, but the answer probably lies somewhere in the middle. I still think some good can be taken from the book, even if one does not follow all the principles.