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Old 03-17-2006, 05:45 PM
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Default Re: Best rates of U.S. hecking accounts - Do I miss any?

Quote:
Originally Posted by JPWRana
what does insured by NCUA mean? is that better than FDIC??
It is just an insurance that covers credit unions. FDIC insures only banks.

Quote:
Do any of the big 3, ED, ING, or HSBC have online checking accounts, AND good ones?
HSBC has a free checking account. However, HSBC does not consider many "customer-initiated" transactions (e.g. ACH transfers) as "customer-initiated" transactions and, as a result, its free checking accounts get often converted into a fee based checking account after 2 or 3 months of absence of "customer-initiated" transactions.
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