so if a person was focusing on their $7000 card with the 19% interest and ignored (but the minimum) a $100, $350, and a $1100 balance card because they had lower interest rates, got tired of "doing without" and not feeling like they were getting anywhere and quit, that would be ok? remember, practically nobody who would take the time to participate in an environment such as these forums would need the help of a generalizing "guru" such as he.

what has he done to discourage people from buying a house in the last few years that isn't mantra to him and wouldn't cause him to discourage the same person from buying a house anytime?

I'm just interested in the discussion, you seem to have just a tinge of vitriol in your post towards the man and I'm curious why that is. specifically.

it's not a challenge to your position, just a genuine curiosity.