Everyone has really good points and they are exactly the things that I've been struggling with! One day, I think about how low the interest rate is on the school loans and how I am actually making money by keeping it in savings rather than paying off the loan. However, I hate the feeling of that debt hanging over my head and having to make that payment every month. However, since we've acheived "Prepaid Status", we would actually have some time to pay it if things got rough for a few months. But, I was especially thinking that after we move, our mortgage will be higher than it is now and it would be nice to have fewer monthly bills. But, I also know it is important to have a good down payment saved up just in case the timing of selling our condo and buying our house doesn't work out as we have planned. I need to win the lottery- that would definitely solve this question!

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