[lrjohnson]

I'm with ya. Even if I did disagree (my advice to others, assuming my advice was asked, would vary with the individual), some people fail to grasp that he is going in from a psychological angle.

Money is not all about common sense. Spend less than you make: basic, right? But it's not, because money is more than paper, it means different things in different people's heads. Money is love, savefty, scary, evil, a saviour, peace.

So ueah, a good sound answer about money could actually not make the most cents. Teehee!