Hi. First, thanks to you who answered my question about surviving Christmas after the death of my dh (Oct.) Now, in Nov I rec'd 2 credit cards bills in dh's name. I returned them with Death Certificates. But the other day I received another bill from one of them that says the payment is past due,etc. It was addressed to "the Estate of......" so they know he is dead. I have heard that they cannot collect a credit card debt from anyone,including spouse, if it was in his name only.(An "unsecured debt"). Is this correct? Are they just trying to make me think I have to pay it? Or do I? It's not a very large amount as credit cards go, but more than I can afford to pay off now. Pam