[fratkid21]

FYI Everyone: From GMAC website:

"There is no charge for withdrawals at a GMAC Bank or NON-GMAC Bank ATM. A fee may be assessed by the ATM owner for use of a non-GMAC Bank ATM. The first four fees per statement cycle assessed by the ATM owner, up to a total of $6, will be refunded by GMAC Bank."

So you are basically credited $1.50 per transaction if you make 4 atm transactions, etc.

Most random atm machines charge a minimum of $2-3 to use their ATM machines. There are even some here in south florida (especially ones at bars/restaurants) that charge as much as $5-7 per transaction. I was recently charged $7 for using my Bank Of America card at a local night club.

So, hence, you are probably only good for 1-2 atm withdrawals per statement cycle from GMAC. Which is no big deal, i guess, if you are truly using it in an emergency!