Re: Do you ever pay late charges?
Our biggest problem is citibank. The due date fluctuates. It can be anywhere from the 28th of the previous month to the 6th of the next month (more than a week difference) AND you can end up owing 2 payments in one month.
They've finally set up online payments and allow you to schedule payments. So dh schedules a payment as soon as he receives his bill.
I think they do it on purpose because not only can they catch you for late charges they also get to raise your interest rates.
I thought it was just us, but dh's grandmother (who is very organized about paying bills) kept having it happen to her, too. They threatened to cancel the card and were able to get citibank to agree to a set due date (for now).
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