GMAC BANK offers 4.6% APY
GMAC Bank currently offers 4.6% APY and they are FDIC insured(so it's safe even if GM goes under). You also get checks for the money market account so you don't have to hassle with delayed withdrawals and days of interest lost. I don't have an account with them so I am not sure how many transfer days or days of lost interest for deposits into GMAC Bank.
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