[sweeps]

I always thought that insurance companies do hard pulls?

On a side note, I just read in Kiplinger PF that the new FICO scoring method does not penalize for repeated hard pulls of the same type. So if you get your credit report pulled at several car dealers in a short time period, or at several insurance companies in a short time period, it will only count as one pull. Unfortunately, not everyone is using the new FICO scoring method yet.