[jodi]

Ima, I can't speak for anywhere but central NY, but I must have called all the local banks. They would ask me if the trailer was on a foundation, or somehow secured to the ground (in other words, immovable). Since it was not, they would not finance it as it considered "property" and not "real estate". Now I suppose someone might be able to get a personal loan for one, but not a mortgage. As for trailers on parks around here, those are almost always cash deals (used, anyway- I have never helped anyone buy new). In fact, we cannot list them in the multiple listing service here in NY as they are not considered real estate if the land they are on is not owned by the seller.