Re: Frugal challenges
I get tempted as well ~ it's just natural. What curbs my temptations is that I record EVERYTHING that I spend. I know how I'll feel entering it into my spreadsheet that day, and it's often not worth it.
I don't just write down what I spend, but I keep a spreadsheet of my entire money flow. Everything that I earn or spend is recorded, and the balance is computed. At any given time, I know just where I stand. Last month I was in the red (spent more than I earned), but this month I will end in the positive. You should see me the last 3/4 days of the month thinking of what I can return or other ways to bring in money!
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