Re: Do you ever pay late charges?
I rarely do...but sometimes slip up. A few months ago I got socked with a late fee on a cc - ouch. Now I pay the minimum online as soon as I get the bill, then pay the bill in full later that month, just in case I forget - I will have to pay the minimal interest, but not the fee. Plus I have started to put the due dates in my day planner so I don't slip up again.
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