Re: FICO score question
I was told that insurance companies were supposed to be doing "soft pulls" but when I got my credit score, one of the reasons listed for a lower score was too many inquiries. I hadn't applied for ANY credit at all in the last year, other than my mortgage. I HAD called 5-10 insurance companies for quotes.
So, I don't fully believe there is such a thing as a "soft pull". Well, that's not really what I mean, I guess what I mean is that I don't trust the idea of a "soft pull" because it relies on too many machines and people.
|