FICO score question
Maybe someone can explain this one. I have had no late payments in over a year. I have no auto payment, just a house payment and utilities. I also just got (last summer) a MyPoints visa, which I have been using, but I have also been paying it in full every month-carrying no interest (only putting a few dollars on it each month). A year ago, when my divorce was final, I got a copy of my credit report. A couple of minor things I had corrected. MyPoints visa shows me my FICO score on their website--it has always agreed with my credit report. Now all of a sudden, my score dropped by 100. I got a new copy of my credit report, and it too shows my score has dropped by 100 points. Nothing on it shows late or delenquent or looks wrong. I have not applied for anymore credit or bought anything on credit. So, my question is, why, out of the blue would my credit score just drop by 100 points?? Any ideas?
|