[PrincessPerky]

If I were you I would go get your EX to pay support and just put it on the debt yourself, that way the money is guaranteed and the state will go get it from his checks if need be, no more waiting till he remembers to pay. And yeah I would prolly go with a split, say a couple hundred under the mattress, the rest on debt.

Find a non profit counseling lace, the for profit ones are just that, for profit, not you. try a local church or something to find a good one.