Yes, agreed with the above. IT just depends on your situation. We have always put 10% income to retirement, no matter what. But when we were saving for a home, maybe 80% - 90% of our savings was going to a down payment. But this was in a case where housing and rents were both very expensive and we just wanted to get into a mortgage ASAP. These days I don't have any particular/immediate non-retirement savings goals. So only save about $5k/year, but we put $10k or so to retirement every year. (The $5k per year is for home repairs, car purchases, and stuff like that, and is just how much I find we *need* to save outside of retirement - we already have an ample emergency fund).
It just depends - the best use of our money in our 20s was getting through college debt free and working towards a reasonable mortgage. If housing was not so expensive here, bulking up retirement might have been a better option. Then again, we probably couldn't have put much more to retirement (401ks/IRAs) than we were (maximum contributions were MUCH lower a decade ago), so there is always the limits of tax law and figuring what is most tax efficient for you.
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