Re: Waking up and frugality
I think this is very true. I work here at home, but I'm just it a better mind set all round if I've got my full nights sleep in. I'm better at the details...........and finances are all about the details here at my house.
I also think I spend more if I'm up late. Not so much spend as use stuff......if that makes any sense.
The old adage "Early to bed, early to rise; makes a man healthy, wealthy & wise" comes to mind here......
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