[Ima saver]

That is a good point Keen. I keep one card active because I do not carry my check book nor a lot of cash. I try to use it only for emergency or if I am ordereing something out of a catalog. (My check book is the big 3 on a page type checkbook so it stays at home)
I have always thought if I had extra money in the checkbook, I would spend it, so I never keep any extra in there.
I alot a certain amount of money to my charge card every week, and what I don't spend, Iput in my savings.
My husband goes to home depot 2 or 3 times a day. He doesn't want to have to write checks 2 or 3 times a day. Plus I get to keep that money in my interest bearing account until the end of the month. So I am making 3.57 interest on that money (which is usually $1000's of dollars) plus not having to pay for checks. Plus I get 1% back once a year, so I am actually making money on my charge cards.