Re: After credit card debt then what?
Congrats on your plan to get out from under the CC debt JoyJoy! It really is a wonderful thing.
I just wanted to offer another slat on the "What CC's to keep?" question...how about none? Are you planning on going back into CC debt?
I know quite a few folks on this site use cards that they pay off every month and enjoy the rewards they get from that process. For me however it has been more rewarding to know I will never have CC debit, no matter what happens or what type of disaster strikes.
Build a cash reserve (emergency fund) and at that point why would you need to have a CC in the house? Or wallet? Or purse?
If you have been deep in CC debt already it seems like you would be better off without the temptation...
Kind of like a addict keeping a bottle around "just in case"...
Plus I really dont like the way CC companies pray on the weak...the ones who can least afford it. So I don't do business with them.
Just another way to look at it,
Whatever you decide, Congrats again on getting out from under!
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