[Ima saver]

I paid off all my credit card debt over a year ago and have not kept a balance since. I pay it off every month. I use a state farm credit card because it gives me $$ towards my house insurance. My husband used Amer. express for him building purchases at Home Depot cause he gets 1% back each year.
I am mortgage free, but my biggest payment is on my car, plus I owe on a piece of land that we financed thru the bank.
The banks are financing land now. Land around here cost as much as a house did a few years ago.