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Old 02-16-2006, 07:51 PM
cheapbastard cheapbastard is offline
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Join Date: Jul 2005
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Default Re: After credit card debt then what?

I have always been without credit card debt.
I use one VISA card. I do all my shopping with it, but I have the financial control to only spend what I can afford to pay off during the month. We also get reward points and these are a great way to get a few free presents at Christmas time.
Other than mortgages we are debt free.

Well done on setting your debt free goals.
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