hey really nice write up, but I think, there are many other routes to choose if you want to save money, but if you are wanting to just throw money in, and let it grow i would advice either adding an amount annually to your bank acount, which should have a high interest rate, so over 17-19 years, your intrest rate will radically do your job as long as your annual give in is high. That is being complelty safe though with a gradual and slow proggresion in saving money, if I was in your position i would invest in a safe stock that you, after research, know is not going to go bankrupt and have a gradual increase. If you are smart with your stock choice, you will save and earn money, and if you throw money in the bank, you will save and earn money. Overall its how you want to save your money and where you want to put it.
