[Keen]

Also for anyone out there thinking about getting a new 80/20...the 20% part of those loans are often at HIGH rates and it is worth it to run all the numbers before doing one vs. just paying PMI.

Don't get me wrong PMI is the pits but a bad 80/20 might not save you $ in the long run.

The real solution is to put 20% cash down if at all possible...not an easy task in many parts of the country these days but a noble goal none the less.