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Originally Posted by BillsGirl
they are up tp 4.43 as of last night.... with rates like that it's hard to image moving the money else where...
anyone else have experience with the paid paypal accounts? why do they take so much money??? when you have to pay paypal too and then you get penalized if you try to turn away someone with a credit when you have no choice int he begining on wether to accept them or not.... like on my listing says I take e-checks credit cards, but if I tell someone no, it's my fault in ebays eyes.... and I can only downgrade my account ONCE.... I use paypal for all my survey payouts too and i like to keep every penny given to me!!
does anyone know the rate of an ING account? thats where I would probably switch to when I need to!
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If I understand correctly, you're listing stuff on ebay, and stating that you prefer paypal. people are trying to pay using credit cards, which you need a business account to accept. and then paypal takes a cut of everything that comes into your account, whether they pay by credit card or not.
yes, it sucks. after all, they're not making much money off the personal accounts, except when they pay someone by CC. so of course they try to pressure ebay sellers to get business accounts. the best solution I can think of for you is to remove the paypal logo from your listing, but to state in the payment methods that you will take paypal but NOT credit cards.
for me, I used to list stuff with the paypal logo, but stated that I could not accept credit cards. too many idiots kept paying me with credit cards.
for me, the main reason to have a paypal account is to buy and sell stuff on ebay. if you're just looking for a good money market yield, there are places like HSBC. the money market and the cash back debit card are nice bonuses, but they're available elsewhere.