[Ima saver]

My best friend is not frugal at all. She gets the $80 perms, buys presents all the time for other people and has not owned a house for about 30 years cause she can't afford it. She has gotten in trouble with money many times and only kept her head above water because of her church. Her husband had a heart attack and the church paid their rent, car payment, utility bills, food, everything, for months.
I have tried and tried to advise her and she won't save a dime when they do have good paying jobs. They will have to work until they die!