[CRFSaver]

So the thing with lifestyle funds to be careful with is to make sure you arent double dipping. Normal "llifestyle" funds, actually just invest in other mutual funds based on certain percentages. So not o nly are you paying a fee to the lifestyle fund, but that fund is then paying the fees into the other mutual funds it invests in so the expense ratio is misleading. If you look at the prospectus you can actually look at where the fund puts its money and do it yourself without the extra fee. Of course it is easier if they do it for you. Trade offs right?

I have had good experiences with Fidelity. My company's 401k is administered by them and their technology is right on. Just my two cents.