[Ima saver]

I bought a house the second year I was married. When my property taxes came due, they were $300 and I did not have the money, that was more than a whole month's pay. That is when I came up with a new catagory for my budget envelopes. I added up all my car insurances, house insurance and property taxes and divide them by 50. That is what I put away each week and I let it accumulate in my checking account snd pay when due. It works for us! ( I keep try of it with a memo in the check book cause all the car insurances (we have 4) come due at different times.)