http://finance.groups.yahoo.com/grou...ncialBootCamp/
THis group is helping me and a few hundred others get in line with their finances. I love Dave Ramsey. Everyone around here knows this. He gives clear cut instructions on how to get your finances in line. Like getting on a strict written budget. You write down everything on paper and you do not spend a bit of money unless it is on that paper. You have to get your DH to agree to this tho which is a little harder (make sure you give him, yourself and kids a bit of spending money)
The first step to getting out of debt is saving $1000 for emergencies. So when you need dental work, or the truck tires you have that there.