More good ideas - thanks all!
I've been trying a lot of the ideas at home to cut back on bills, and best of all, the vet bill is off my mind. My husband works for a fairly small company and gets along well with his boss. He explained the situation and his boss gave him a loan. He's only going to take out $25 per paycheck til it's paid off!!! I am so happy! I have way too much pride to do that, so I'm proud of hubby for taking the initiative. I know a lot of you said the vet bill was the least of my worries, but a couple days after I posted I got a notice from them saying it needed to be paid or off to collections!
As far as the CC debt, I got a pre-approved 0% interest for balance transfers until '07 offer in the mail so I am going to roll our highest interest rate card onto that. Finally - the dad debt - I scoured my house and am going to sell some stuff on ebay to start get that ball rolling.
It's all a start and I'm feeling much better. Thanks to all - not only did you give me some great ideas, but you got me motivated to really tackle this problem head-on!
