Re: Is your borrowing going to be down in 2006?
No borrowing for us in 2006! NOPE, NADA ZERO!! We owe 2,000 on one CC but it's at a 0% rate and so paying the minimum and banking the rest to earn interest until payoff date.
Our mortgage is it for us, we have a savings acct to keep the trucks running and are saving for a new used truck for hubby and have most of the money put back for the years insurance/taxes.
We do use a CC for hubbies gas purchase but pay it monthly, we use it for the cash back and because using it keeps us accountable for purchases, no snacks or coffee etc with it, just gas.
kj
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