Re: Credit Score
We have a Consumer Credit Counseling place in town, and as they are non-profit and I'd heard great things about them, I had them run my credit reports for me and give me an analysis. I asked that exact question, should I pay off at once or leave a balance, and he said that if my only concern was to build credit (I didn't need to borrow or have problems with spending) that I should feel free to pay it in full every month. He also stated that I should use it relatively frequently, perhaps use the credit card to pay a small monthly bill. then immediately pay off the credit card.
So page 12 of Fair Isaacs did shock me a little.
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