Thread: Credit Score
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Old 01-27-2006, 12:50 PM
sweeps sweeps is offline
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Default Re: Credit Score

Apparently you're right, jzunic. This Fair Isaac booklet (page 12), implies that carrying over a small balance is better than paying off in full.

Personally I think it's ridiculous. How can Fair Isaac say that someone who continually carries over a balance is less of a credit risk than someone who routinely pays off his balance each month? They probably got a nice bonus from the credit card companies for that one.
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