Just a piece of my mind:
Why Credit Score appear in this world? For me, I think it is a system to let others "analysis" your financial status and how trustworthy you are. People like banks always wants to know how you manage your money and what is the level of your credit and base on this they determine how much money they can lend you.
So if you want to increase your credit score, just showing them that you have the intention to payback the money and at least you are able to pay the minimum monthly installment.
Anyway above is just what I'm thinking, if I'm wrong please let me know. I also ready to learn about Credit Score.
