Re: Why do you overspend?
I can feel your pain.
Reasons I overspend include:
1) Growing up, my family was wealthy (coffee growers)...I could have anything I wanted, as long as I said I wanted it, it was mine!...things changed around the '80's and I had to learn to do without a lot of things to which I was accostumed....
2) Got married, had a very good job with the UN and a husband with an average-paying job...the UN left, but ex-hubby got promoted...plus, he worked for an airline, so we got used to a lot of travelling and to buying stuff we couldn't find/afford here -because abroad we could buy it because it was less expensive!!
3)necessity!...had to pay medical bills, etc, for my parents for 2+ years....(try being old and uninsured in a developing country!...their fixed expenses/month were more than what my sister and I make in a month!!!..so we used credit!!!!)...add to that the fact that I lost my job last year and had to take a paycut!!!....ouch!
Some days I swear I don't know how to get out of this mess!!...
but, on other days, I know I will, somehow, find the strength!!
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