May, June & July 2004 were my most depressing days, financiallly. I thought we'd never pull out of the position we were in. I remember sitting up at night staring at the TV but not actually watching, because my brain was going a million miles a minute with worry.
We're doing waaay better now! Although we found this site further on in our debt repayment, I'm still thankful for the new ideas I get here all the time.