Re: Car Insurance
Another side to this argument. I have a friend who's parents always pay the bare minimum car insurance, they've been doing this for 15 years. What they did was save up the money they would have spent on car insurance for the first few years and set it aside. They now have enough to replace their car if they ever got in an accident, they've kept this fund across a couple vehicles now so they don't need anything more than liability, if they do total out a car they will just have to start building up the fund again, but it's probably an unlikely event.
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