It sounds like a good compromise and, most importantly, a set up that you have decided will work for you. And it doesn't sound crazy at all...money does that to us all
I'm very impressed with the way you are approaching the payoff of your cards. it is not an easy thing to do, but you are doing a great job. You are making headway and you should congratulate yourself on that. I have my fingers crossed that the sale goes through as hoped for. Keep us up to date on how things are going.