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Old 11-01-2010, 01:16 PM
cjscully cjscully is offline
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Quote:
Originally Posted by solvemybadcredit View Post
To be honest, I know many companies that do actually charge you for the service upfront. I always advise my friends to look into the T&C-s before they sign up. Also self-help is available if you are determined, as well said: you have to set up a debt consolidation plan based on your income and expenditure.

I actually created some spreadsheets for that, if anyone interested, and admin allows I can post them in here for review.
There were many companies that charged upfront fees. However, upfront fees are illegal nationwide as of Oct 27, 2010. This change was part of an amendment to the Telemarketing Sales Rule.
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