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Originally Posted by Sweepsplayer
BTC is right, JPWRana. Why lock up your money for a whole year for just a slight increase in yield? Interest rates are going up and your hands will be tied while savings account yields are rising.
BTC: Paypal is not FDIC insured. 4.3% is the yield. Info here. |
Because I won't lock up ALL of my money. I'd say about 2000-3000 of it. The rest would go to ING or HSBC.
I'm not a big spender, so it's ok. That 1 year I will have higher interest rate than ALL of you (4.4% APY).