Re: Need to know what I'm missing
No problem. Thought of one more thing.... As a compromise on the 529, you can reduce your regular contributions a little bit, and whenever cash gifts come in for your child (birth, baptism/christening/bris, birthday, holidays, etc.), deposit them directly in the 529. Family members and friends seem to be more willing to give cash if they know the money is going to your child's college fund.
Side note: I totally agree with Snoopy, you're doing fantastic. Keep up the good work, but don't overstress. Enjoy the time with your family and set aside a little money for fun and entertainment.
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