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Originally Posted by wouql
Here's a question about carsdirect (or similiar sites) for those of you who used it:
I have been approved for a loan from a local bank. I'm a student and I got a great deal: half a percent below prime, plus deferred payments until I graduate and start my job.
So I have absolutely no desire to finance through the dealer or carsdirect. Is that an issue buying through them? Can I tell my representative, "I have financing already taken care of" and that's fine? Or do they require you to fill out an application or something?
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Typically if you are pre-approved and you find the car you are looking for just make the deal, contact you lender & have them issue the check & loan docs. You may have to do a lil bit thru finance but nothing more than the final contract paperwork & adding your leinholders secured party # to your title.
I've never heard of carsdirect but the above is basically how it works when you work exclusivly thru the dealership.
hth